What does third-party insurance cover?
Third-party motor insurance concerns liability for damage or injury caused to others, within the policy’s terms and limits. Damage to your own vehicle is a separate consideration: review comprehensive car insurance if you want to protect your car too.
How to get your online quote
Open the quote form and upload clear photographs of your identity document and vehicle registration, or use manual entry. Check your name, date of birth, registration number, vehicle class, make, model and year before confirming. Lighti then starts preparing your quote.
Compare more than the final price
Make sure the quotes refer to the same person, vehicle and use. Check the period of insurance, intended start date, liability limits, additional cover and the currency of the total premium. Ask our team to clarify any difference before you accept.
Your quote and your policy are separate steps
A quote result does not start insurance cover. Payment, policy issue and the cover start date are confirmed separately with LIGHTSTAR. Check the issued policy document before relying on cover.
Questions before you start
Can I start with a passport?
The quote form accepts an identity card or passport together with the vehicle registration details. Our team may ask for additional information during the assessment.
Do I need to upload documents?
You can upload documents or enter the requested information manually. In both cases, check the information before submitting.
Can I request comprehensive cover as well?
Lighti can request traffic and comprehensive quotes in the same process for eligible vehicles. The prices are shown separately.
What if the quote is delayed?
Read the on-screen message and check any highlighted information against your documents. If you cannot continue, contact LIGHTSTAR with your name and vehicle registration number.